ESG Analyst

Job Summary

• We are in search of a highly driven and meticulous individual to become a part of our Credit Allied Risk Assessment team in the capacity of an ESG Analyst. This position entails the responsibility of conducting assessments that encompass Climate Risk, ESG & Reputational Risk, as well as any additional ESG-related Risk that become pertinent in the future.
• The analyst will be tasked with collecting pertinent data from reliable sources, disclosures, annual reports, and interactions with Relationship Managers / Credit Analysts / clients to deliver an analytical evaluation of the client's risk and opportunities assessment for Credit Risk considerations while adhering to ESGR policy frameworks and in line with Group’s Position Statements.

Key Responsibilities

Business

To provide insightful, relevant, succinct, and timely Credit Allied Risk Assessment for a portfolio of SCB’s Corporate & Investment Banking (CIB) Clients (Existing and New to bank).

This includes the responsibility for:

• • Assisting the Relationship Managers (RM) and Credit Analysts (CA) referred as “CIB Coverage team” in preparation for client discussions regarding Credit Allied Risk Assessments and collection of data necessary for conducting precise and well-informed evaluations in the credit decision-making process.
  • Regular interaction with business and front-line teams will be a core component of the role. This involves helping the business navigate ESG & Reputational Risk requirements of the Bank and providing guidance on client situations.
  • The responsibilities include evaluating the portfolio in relation to various industries and geographical regions, as the focus may shift periodically.

Insightful:

• Credit Allied Risk analysis should provide a current and forward-looking focused opinion on the Clients’ engagement and participation in the Climate Change and ESG agenda, considering the industry / geographic context together with a calibrated articulation of key risks and potential mitigants thereto.

Relevant:

• As well as a holistic counterparty assessment, analysis should comment on elements relevant to SCB’s own Climate, ESG & Reputational Risk-related priorities e.g. “High-emitting Sectors” adhering to position statements to allow the RMs to engage with clients effectively.

Succinct:

• It is essential for the analysis to offer sufficient granularity to validate its conclusions and observations, while presenting opinions in a clear and succinct format as much as possible.

Timely:

• While maintaining attention on new deals / clients and the designated annual review cycle, it is necessary to perform analyses in instances where substantial new trigger events are assessed in alignment with policies and standards. Additionally, relevant summary analyses should be generated and shared promptly.

The analyst will support Business Credit Application (BCA) submission through:

• Timely completion of the Credit Allied Risk Assessments for integration with the BCA (where in scope)
• Active partnership with CIB Coverage team in completion of Risk Profile, as well as proposed Covenants and Risk Triggers related to Credit Allied Risk assessments
• While RMs and Credit Analysts will maintain overall responsibility for the consistency and coherence of the entire BCA package submitted to Risk, the Credit Allied Risk Team will take on the duty of addressing and responding to any inquiries or questions from Credit Officers concerning the assessments they carry out.

Processes

Timely drafting of Credit Allied Assessment in line with defined KPI’s to contribute completion of Credit Risk process:

• Analyse the dynamics and nature of the Client’s industry, including key ESG & Reputational Risk aspects
• Analyse the management strength, experience and track record, corporate governance and Climate Risk disclosures & ESG related disclosures
• Articulate the Client’s Climate & ESG Risk strategy and an assessment of its clarity and associated execution risks
• Analyse creditability of Client’s Transition Plan based on available disclosures
• Assess against the scoping criteria to conduct descoping process

• Assess Client’s current Climate Risk score, their past performance in meeting Climate-related commitments and their future execution plans
• Assess other pertinent risk aspects associated with Climate change, including country risk, parental and/or governmental linkage/support or policies
• Analyse the key asset locations of the client to furnish an accurate assessment of the Client's physical risk exposure based on internal/external modelling data
• Assess adverse media, disclosures, etc that could lead to elevated reputational risk, identify mitigants and determine the need for further reputational risk assessment for clients in sensitive sectors
• Engage with Net Zero, Sustainable Finance and Transition Finance teams to identify potential opportunities for clients to improve their own Climate and ESG performance.
• Assist with portfolio-level analysis of Climate, ESG & Reputational risks.
• Prepare and conduct client base outreach to frontline for New and Existing to Bank clients.

People & Talent

• Support Lead and others in the team on ad hoc projects, strategic initiatives and exercises aimed at improving or enhancing the team’s activities
• Continually strive to share key relevant knowledge and learnings with others across the team and other key stakeholders, including RM and CA teams
• Provide Credit Allied Risks specific coaching to newer or less experienced members of the team

Risk Management

• See business section

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

Internal:

• Relationship Managers (Field Account Managers and Global Account Managers)
• Credit Analyst / Heads (Country/Region/Hub)
• ESGR Client Risk Management
• ESG Navigator Technology Team
• Environmental and Social Risk Management Team
• Global Sustainable Finance Team
• ESG and Reputational Risk Team
• Net Zero Team
• Legal, Audit and Compliance, where relevant
• Product/Process owners
• Assurance Testing (CST)

External:

• Clients, where relevant
• Market Data Services providers i.e. S&P, CDP etc.

Skills and Experience

• ESG regulations
• Knowledge in climate related financial risks
• Climate Models

Qualifications

Key Requirements:

• University degree related to Finance, Sustainability, Industry specialization, Climate science or Environmental studies
• Experience in Credit/Climate/ESG risk assessment or management
• Relevant prior work experience (ideally finance experience post university). Applicants that have non-financial services industry experience will be considered if from a sector where the Bank has a Position Statement
• Analytical skills to conduct comprehensive research on client E&S, Climate and Reputational risk performance
• Problem-solving mindset and the ability to provide well thought through solutions based on data analysis
• Strong communication skills and engaging disposition to work closely with Credit Analysts across SCB markets to ensure accurate understanding of client operations
• Awareness of E&S Governance, including industry specific standards & Climate risk aspects
• Global awareness of E&S trends to examine and detect trends at industry/regional level
• Certifications related to Climate, ESG will be added advantage

Experience & Skills:

• Minimum of 2+ years’ relevant experience gained either in banking or other financial institutions in ESG/Climate or Credit risk-related roles.
• Strong analytical ability, focused on the assessment and calibration of Credit Allied Risks.
• Familiarity with sustainability reporting frameworks and standards (e.g., TCFD, CDP, GHG accounting) for reporting climate-related risks and strategies.
• Understanding of how climate risks translate into financial risks (e.g., asset valuation, revenue impact) and experience integrating climate risk into financial models.
• Strong ability to provide meaningful and constructive feedback based on policy or guidance requirements.
• Strong verbal and written communication skills, with proven ability to work across cultures and within a dynamic environment.
• Capacity to stay informed about the latest developments in climate science, technology, and policy, and adapt strategies accordingly.
• Able to hold credible dialogue at all levels of the organisation, as well as with clients.
• Well organized, able to multi-task and balance competing demands.
• Can work in a collaborative environment, a faster learner and demonstrates a “can do” attitude.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.